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As the federal government shutdown continues, the consequences for the housing market and the broader economy grow more serious by the day.

Real estate accounts for nearly 20% of the U.S. economy, touching every community and driving millions of jobs. Each additional day of uncertainty threatens programs that help buyers, sellers, and property owners navigate an already challenging market.

Among the most immediate impacts is the lapse of the National Flood Insurance Program (NFIP), which supports roughly 4.7 million policies and backs $1.3 trillion in coverage across the country. The NFIP’s inability to issue new policies is complicating an estimated 1,400 property transactions each day, leaving many buyers in high-risk flood areas unable to obtain flood insurance before closing on their homes.

The American Property Owners Alliance (The Alliance) is a nonpartisan, non-profit organization created to protect and support property owners and pave the way for future property owners. Our mission is to educate property owners about federal issues, laws and policies; to advocate for owners’ rights and interests; and to mobilize, when necessary, to secure those rights and interests.

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