Federal Taxation

With home values rising across the country, federal tax policy plays a critical role in addressing America’s housing affordability issues and ensuring homeowners can keep up with rising state and local property taxes.

As a non-profit, non-partisan organization, The Alliance is working to advance policies to safeguard property ownership and expand tax benefits that support homeowners and housing providers.

Restoring Homeowner Tax Incentives

Buying a home is a smart investment, but a growing tax burden on homeowners poses a threat to the benefits it offers. Owning a home is one of the best ways to build generational wealth and strengthen your community. Property owner tax dollars contribute to local schools, first responders, public parks, critical infrastructure and more. Despite the widely recognized value of homeownership, key homeowner tax incentives are diminishing while property taxes rise with increasing home values.

The cap on state and local tax deductions increasingly impacts middle-class homeowners who face rising property taxes.

To safeguard the value of homeownership for building wealth and strong communities, it is essential for decisionmakers to restore state and local tax deductions and relieve the growing tax burden on homeowners.

Join Us in calling on Congress to restore critical property owner tax incentives!

Incentivizing the Development of Affordable Homes

America faces a housing affordability crisis that demands drastic solutions. Luxury real estate is more profitable than building affordable homes, making it essential to incentivize the development of affordable homes and rentals to meet the current demand.

America needs to build 3.2 million homes and 4.3 million apartments to address the current affordable housing shortage.

There are bipartisan policies that can expand federal tax incentives to rapidly increase the development of affordable homes and rentals across the country. Decisionmakers must see these policies through to address America’s housing crisis and improve access to the wealth-building benefits of homeownership.

Use your voice to urge Congress to pass critical housing solutions.

Tax News and Resources

Stay up to date on the latest news tax policies impacting homeownership and access resources to help you navigate current tax incentives.

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Federal Taxation: News & Resources
Executive Director Newsletter Q4 2024
The Alliance: 2024 in Review
Where the Fight to Protect Property Rights Goes in 2025
The State of Property Tax Incentives in America
Homeownership is a Path to Build Equity – Let’s Keep it That Way
Protecting Your Investment Through Estate Planning
The Alliance Touches Down in Atlanta for A Discussion On Housing Access
Mortgage rates are coming down — and home buyers are ready to pounce
What the Fed’s rate cut means for consumers, businesses and investors
Executive Director Newsletter Q3 2024
How buyers, sellers and agents are navigating the real estate shake-up
5 Home Improvements To Make Now Before Prices Rise in 2025
How Gen Z outpaces past generations in the homeownership race
What Kalamazoo (Yes, Kalamazoo) Reveals About the Nation’s Housing Crisis
Rising Home and Rental Prices Impact Voters’ Opinions: Data by Region
So Much About Real-Estate Commissions Just Changed.
The Alliance Commends Biden-Harris Administration for Continued Attention to Housing Affordability
The Alliance’s First-Time Home Buyer Resource: Ten Steps to Homeownership
Protect Your Investment from the Impact of Severe Weather
The American Property Owners Alliance’s Statement on President Biden’s Rent Cap
‘Stuck’: Housing market malaise may last for years
It’s Time for the Federal Government to Address the Housing Crisis
Amplifying #OurHousingStory Beyond National Homeownership Month
What the Changing Real Estate Agent Compensation Structure Means for Military Veterans
Majority of Americans Say Federal Government Is Not Doing Enough to Address Housing Crisis, Survey Finds
Here’s Why Housing Inventory Is Growing in These Areas More Than Others
Executive Director Newsletter Q2 2024
Affordable housing crisis looms large in election
Shining a Light on the Modern Housing Story
A Big Change in Housing Transactions: Everything You Need To Know
Study: Americans need a six-figure salary to afford a typical home in nearly half of U.S. states
How to negotiate a lower rent: Tips for saving
U.S. Government Passes Spending Bill to Fund Several Key Housing Programs, But the Threat of a Partial Shutdown Remains
Once Again, A Looming Government Shutdown Could Halt Access to Housing Resources
Executive Director Newsletter Q1 2024
Black History Month Spotlight: The Path to Inclusive Homeownership
Three Leaders Paving the Way for Equitable Homeownership
Take Advantage of New Energy Efficiency Tax Credits for Homeowners
2024 Preview: What’s Ahead for The Alliance
Executive Director Newsletter Q4 2023
The Alliance’s 2023 By the Numbers
Take Advantage of These Homeowner Tax Credits Before the New Year
How Alabama can strengthen property owner protections
The Alliance Leads Discussion on Financial Education and Homeownership in Montgomery, Alabama
Unlocking Generational Wealth Through Homeownership: A Conversation in Cleveland, Ohio
Ohio needs to close its unjust tax foreclosure loophole
Protecting and Expanding America’s Affordable Housing Supply
Financial Education Support Can Improve Black Homeownership Rates
Executive Director Newsletter Q3 2023
Broadening the Path to Homeownership: A Q&A with Ready Life’s Ashley Bell
Massachusetts property owners need better protections
Survey Indicates Americans Want an End to Home Equity Theft
National Homeownership Month Event in Dallas
The Alliance and Axios Lead Critical Housing Discussion in Dallas
The American Property Owners Alliance Commends Supreme Court Decision in Tyler v. Hennepin County
Executive Director Newsletter Q2 2023
Retirement Accounts You Should Consider
The American Property Owners Alliance Statement on Implications of Tyler v. Hennepin County Decision
Preparing for Homeownership: Financial Education
How to make your home more energy efficient — and get a tax break too
Congress Has Another Chance to Pass the Neighborhood Homes Investment Act
Executive Director Newsletter Q1 2023
Addressing America’s Housing Crisis Requires Long-Term Solutions
NAR and The American Property Owners Alliance Oppose Home Equity Theft
Homeowner Tax Deductions for 2023
5 Housing Market Myths Debunked
What Will The Alliance Accomplish in 2023?
The rise of ‘Zoomtowns’ is going to make home prices and rents cheaper for everyone
What Would It Take to Turn More Offices Into Housing?
Guide to Low-Down-Payment Mortgages
Congress Needs to Pass the Neighborhood Homes Investment Act
Despite drop in new home sales, existing owners retain home values
Top Housing Markets This Fall Are Those With Affordable Homes
Housing market first-timer? From contingency to foreclosure to housing market predictions, what you should know.
How to Buy a House
American Property Owners Alliance Announces Executive Director Appointment
America Still Needs More Homes
Homeowner Assistance Fund
Why homeownership is becoming incredibly tough for young people
Something Old, Something New: Biden’s Housing Plan
3 ways rising property values are actually bad for homeowners
3 Property Rights Worth Protecting
A Proclamation on National Homeownership Month, 2022
The U.S. needs more homes, but builders may be slowing construction
The New Math of Reverse Mortgages for Retirees
Skyrocketing Home Costs Spur Fed, State Aid to First-Time Buyers
Why it’s so hard to buy a home right now
Property Ownership Benefits Us All
As mortgage rates keep climbing, homes are more expensive for both renters and buyers
We All Play a Role in Achieving Fair Housing
With housing stock low and prices up, Black, white homeownership gap growing | Opinion
American Property Owners Alliance Supports Appeal of Ruling on Homeowners’ Use of Floor Plans
Mortgage rates rise above 4% for the first time since 2019
Planning to buy a home in the spring? Some new mortgage rules may affect your purchase
Homes Earned More for Owners Than Their Jobs Last Year
4 Lesser-Known Tax Deductions for Landlords
Homeowner Tax Deductions for 2022
American Property Owners Alliance: Honoring Influential Women in Housing
Two-thirds of single women say they’re not waiting until marriage to become homeowners, study finds
New York City’s Property Taxes Are Crushing Homeowners
Buying a First Home Is Tougher Than Ever in Today’s Market. Here’s What Experts Say It Takes to Be Successful
Homebuyers Confront an Abnormal Market for Yet Another Year
Homeowners Gain Nearly $225K in Equity Over the Past Decade
What Factors Are Holding Back Black Homeownership?
Student Debt Getting in the Way of Millennial Homeownership
Homeowner Assistance Fund Applications Are Now Being Accepted in Many States — Here’s How To Apply
December Marks 3rd Straight Month of Growth for Us Builders
What Will the 2022 Housing Market Look Like? It Could ‘Come Back Down to Sanity’
Understanding the Homeowner Assistance Fund (HAF)
Millennials Are Supercharging the Housing Market
Financial Education Is Key To Smoothing The Home-Buying Process For First-Time Buyers
The Housing Affordability Crisis and the Solutions We Need Now
To the chagrin of homebuyers, investors swarming in hot housing market
Will the Delta variant impact the housing market like its Alpha counterpart?
Housing affordability crisis will likely get worse before it gets better
CoreLogic: June home price increase the largest in 42 years
What’s in the $1.2 trillion Senate infrastructure package
“New” eviction moratorium looks a lot like the old one
Redfin: 51 percent of homes in U.S. selling above the list price
Biden Administration offers more options to prevent foreclosures
Biden Announces Record Amount of Climate Resilience Funding
HUD attempts to fix its own mistake
New data, same story – home prices are on the rise again
New collaborative: Three million net new Black homeowners by 2030
National eviction moratorium extended again; upheld by Supreme Court
Fannie Mae: Homebuyers weary of housing market
Infrastructure: Crossing the Bridge to Better
Most federal rental assistance money not being delivered to those in need
Biden’s Neighborhood Homes Tax Credit aims at revitalizing low-income communities
HUD budget to expand greatly if Biden plan approved
Biden hoping for a home run to aid first-time homebuyers
Report: Single-Family home prices up year-over-year
The results of homeowner tax reform are in: Americans are voting with their feet
Is the housing bubble going to burst? Don’t hold your breath
States with the highest property taxes
Congress considers $15,000 first-time homebuyer credit
The U.S. is in the midst of a housing crisis. What can be done about it?
Housing advocates want equity provisions in Biden’s proposed infrastructure bill
How an infrastructure bill can help rural communities in the West
Fair Housing Month Feature: Louisiana Fair Housing Action Center
Fair Housing Month Feature: Fair Housing Justice Center
CDC eviction moratorium vacated by federal judge, appealed by DOJ
Is Biden’s grant program for affordable housing more carrot or more stick?
Fair Housing Month Feature: Fair Housing Center of Central Indiana
Biden restores fair housing rules Trump gutted
Two Keys To A 2021 Refresh: Bringing Fair Housing Into The 21st Century
Supporting Fair Housing, Inclusivity in Your Community
Biden’s infrastructure plan includes $213 billion for affordable housing
Eviction moratorium extended through June, but is that a positive?
Fair Housing Month Feature: NeighborWorks America
Take Advantage of These Free Online Seminars and Videos for Fair Housing Month
Our Priorities: COVID-19
Coronavirus Resource Directory for Landlords and Tenants
The places where homeownership is leading to the largest wealth gains
Boston plan for shifting police funds a template to help affordable housing
Housing gap between white and black homeowners still isn’t closing
6 Top Podcasts on Fair Housing
COVID-19 Forbearance plans extended for Federal-backed mortgages
Does it still make sense to put down 20% when buying a home?
An avalanche of evictions looms in N.J. Renters and landlords say it’s only going to get worse.
More than $100 million sitting unspent in program meant to help pay rent, utilities
How will President Biden’s American Rescue Plan Affect You?
Unpaid landlords say they can’t pay their bills –or get new tenants
The January jobs report was disappointing, could that hurt the housing market?
Rental Assistance Program: Good news for tenants and possibly landlords
Landlords pandemic protocols range from strict to laisse-faire
Easing first-time homebuyers’ fears
What Landlords Should Know about the COVID-19 Rent Relief Act
10 Facts for Millennials During Their 2021 Homeownership Journey
Mortgage Tailwinds and Headwinds
Existing home prices increase in every tracked metropolitan area in the U.S.
Family and Friends Helping First-Time Homebuyers with Their Down Payment
Biden’s housing agenda starts with fair housing initiative
How Does the Affordable Housing Crisis Impact Our Communities? These 4 Documentaries Will Show You
UPDATE: Assistance Needed For Renters Across The Country
Buttigieg On Biden Administration’s Priorities For Transportation Department
Are You and Your Partner Ready to Buy a House Together?
2021 – The Year For The Home Buyer And Seller
National Association of REALTORS®
Federal Student Aid
Federal Housing Finance Agency
Housing & Urban Development
Consumer Financial Protection Bureau
What Does A Biden Presidency Mean For Your Tax Bill?
Why we need supply-side housing interventions
Stay-At-Home Orders Drive Broadband Expansion
NAR Launches New “Fairness is Worth Fighting For” Campaign
How Much Does Flood Insurance Cost?
Homeowner Insurance Rates Are Rising
Teleworking in a parking lot. School on a flash drive. The coronavirus prompts new urgency for rural Internet access.
It’s Time To Get Smart About Infrastructure
The Pandemic Threatens The Already Vulnerable Affordable Housing Crisis
Average 30-year mortgage rate for purchase loans falls to another all-time low
Housing Affordability Weakens in August 2020 as Home Prices Rose Faster than Median Family Incomes
How Biden’s $15,000 tax credit plan for first-time homebuyers could be a game-changer
Fair Housing Act 101
Everything you need to know to file a housing discrimination complaint with the Department of Housing and Urban Development (HUD)
How HUD’S Counseling Services Can Help Homeowners and Home Buyers
ASCE Infrastructure Report Card
How High Are Property Taxes in Your State?
Mortgage rates expected to increase, but for now, are setting record lows
REDLINING IMPACT REARS ITS UGLY HEAD AGAIN THANKS TO COVID-19
Homeowners Getting Additional Help From FHA Because of COVID-19
New Model: Nearly Six Million More U.S. Homes in Flood Danger
HUD to abolish Obama-era AFFH fair housing rule
New Model: Nearly Six Milion More U.S. Homes in Flood Danger
New Executive Order Takes On Housing Affordability Issues
Six Innovative Ways To Tackle The Housing Crisis
Opportunity Zone Investment Finally Buzzing Despite Pandemic
Millions more US homes are at risk of flooding than previously known, new analysis shows
New Data Reveals Hidden Flood Risk Across America
YOU Can Be a Homeowner
We All Deserve the Right to Homeownership
How to Protect Your Credit During COVID-19
Your Voice Counts
HUD Awards Nearly $1 Million in CARES Act Funding to Nineteen State and Local Fair Housing Organizations to Support COVID-19 Related Activities
The Tax Benefits Of Purchasing A Home
A New Era of Homeownership
Covid-19 and your credit score: Worry about it later
Refinancing During The Pandemic is Possible, It Just Looks A Little Different
The housing market will bounce back. But not everyone will be able to benefit
Financial Benefits of Homeownership
Make Your Dream a Reality
Small Business Landlords Drowning In The Wake Of COVID-19 Renter Protections
Tax Credits And Incentives Are Making Solar Power More Affordable For Homeowners
NAR Supports Administration’s Action on Infrastructure
Directory of Mortage Service Contacts
New Fair Housing Requirements In New York Part Of Industry Reform
How COVID-19 threatens black homeownership
Mortgage delinquency rate continues to shrink
AOC, Bernie Sanders want to help 2 million Americans by investing in green housing infrastructure
How Will COVID-19 Impact Your Property Taxes
COVID-19 Causing Greater Affordable Housing Crisis Now
The CARES Act is Helping Homeowners Keep Their Homes During COVID-19, Here’s How
Coronavirus: Resources for Property Owners
Smart Homes are Saving Homeowners a Chunk of Change
HUD Grants $40 million for Fair Housing Initiatives
Scientists Recommend These 10 Methods To Disinfect Your Home
How COVID-19 Could Impact the Real Estate Market
The 3 Steps You Need to Take If You Can’t Pay Your Mortgage During COVID-19
Disparity Between White, Black Homeowners as Great Today as 1968
Resources for Homeowners and Homebuyers in the Time of COVID-19
THE 2020 CENSUS IS HERE. WHAT DOES IT MEAN?
So Long Traditional Retirement Homes
Why Homeownership Should Continue to Be Incentivized by Our Federal Tax System
Take Inventory of Your Belongings Before a Disaster Strikes
How the New Tax Law Affects Homeowners